Privacy Policy

Privacy Policy for PennyWise

Effective Date: 1 April 2025

1. Introduction Welcome to PennyWise! Your privacy is important to us. This Privacy Policy explains how we collect, use, and protect your information when you use our mobile application.

2. Information We Collect PennyWise only collects user data that you voluntarily provide within the app. This may include:

  • Personal Information (e.g., name, email) if entered by the user.
  • Financial Data (e.g., expense records, budget information) if manually input.
  • Device Information (e.g., device type, operating system) to improve app functionality.
  • Usage Data (e.g., app interactions, preferences) for enhancing user experience.

PennyWise does not automatically collect or store sensitive data such as passwords, banking credentials, or location data.

3. How We Use Your Information We use the data provided by users solely for the following purposes:

  • To display and manage personal budgets and expenses within the app.
  • To improve app performance and user experience.
  • To provide customer support and respond to inquiries.

4. Data Sharing and Third-Party Services PennyWise does not sell, rent, or share your personal information with third parties. However, if we integrate third-party services (e.g., cloud storage or analytics tools), they will only process data according to their own privacy policies.

5. Data Security We take reasonable measures to protect your data from unauthorized access or disclosure. However, as no method of transmission over the internet is completely secure, we encourage users to safeguard their own sensitive data.

6. User Rights and Control You have the right to:

  • View and edit any personal data you provide in the app.
  • Delete your data at any time within the app settings.
  • Contact us for data-related inquiries or concerns at thokozani@tngidi.com

7. Changes to This Policy We may update this Privacy Policy periodically. Any changes will be communicated within the app or on our official website.

8. Contact Information If you have questions about this Privacy Policy, please contact us at: Email: thokozani@tngidi.com Website: https://tngidi.com/